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Fixed rate mortgages are traditional loans and have the benefit of a fixed rate and fixed payment amount throughout the life of the loan. This ensures that you will have no surprises or an increase in your payment amount. If you're planning on investing in a home and a life, this loan is perfectly suited for you.
Purchasing property to renovate and sell? Planning retirement in a few years and want to get the most out of your refinance? An adjustable rate mortgage (ARM) could be the perfect fit for you. The short-term fixed rate gets you lower payments and before it adjusts you can sell the property.
A Jumbo Loans allows for a larger loan amount while still providing flexible lending options including fixed and adjustable rate loans.
An FHA mortgage is insured by the Federal Housing Administration (FHA) and can be a good choice if you're looking for a loan with a lower down payment option.
Veteran Affairs (VA) loans are available for veterans who are looking for a fixed-rate loan with a lower down payment.
A reverse mortgage lets you convert a portion of your home's equity into cash.
All terms represented are best available and not all borrowers will qualify. Program and borrower qualifications are based on loan amount, credit score, property types and loan-to-value ratio. This is not a commitment to lend. All terms and conditions are subject to change without notice. Loans only available in California.